<p><b>Insider secrets that can improve your credit score</b></p><p>These days, maintaining a good credit report and FICO score is critical. This insider guide reveals how the FICO score is calculated-and lets you in on how to manipulate it. <i>Dirty Little Secrets from the Credit Bureaus</i> offers you little-known strategies for improving credit scores and making a credit report look attractive to lenders. Credit experts from well-known companies show you the best way to communicate effectively with the three major credit bureaus to make corrections and update information. Plus, it reveals how you can get bad information legally removed from credit reports.</p>